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Discover The Lumenasa Experience

Personalized protection, built on real relationships
and designed to grow with you.

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A Better Way To Protect What
Matters Most

Insurance should never feel one-size-fits-all—it should reflect your goals, your risks, and what you’re building. Every solution is designed around you, from personal and commercial coverage to life and private client strategies, with a focus on trusted guidance, protection that evolves, and service that shows up when it matters most.

AUTO
HOMEOWNERS
RENTERS
CONDO
UMBRELLA
MOTORCYCLE
MEXICO
RV
VALUABLE ITEMS
WATERCRAFT
TRAVEL
FLOOD
PET
EARTHQUAKE
PERSONAL CYBER

BUSINESS OWNER’S

GENERAL LIABILITY

COMMERCIAL PROPERTY

PROFESSIONAL LIABILITY

WORKERS COMP

COMMERCIAL AUTO

BUSINESS CYBER

EMPLOYEE PRACTICES

DIRECTORS OFFICERS

UMBRELLA & EXCESS

TERM LIFE
WHOLE LIFE
UNIVERSAL LIFE
INDEXED UNIVERSAL LIFE
FINAL EXPENSE
KEY PERSON LIFE
BUY SELL AGREEMENT
INDIVIDUAL & FAMILY
GROUP
SMALL BUSINESS
MEDICARE SUPPLEMENT
MEDICARE ADVANTAGE
PRESCRIPTION DRUG
SHORT-TERM
HIGH-VALUE HOME
LUXURY AUTO
COLLECTIONS & VALUABLES
PERSONAL UMBRELLA
SECONDARY HOMES
DOMESTIC STAFF
YACHT & AVIATION
Tailored Protection. Built on Real Relationships.

Personalized Strategies Backed by Expertise and Access

Insurance should feel intentional—not transactional. Every solution is built around your unique needs, whether you’re protecting your home, growing a business, planning for the future, or managing high-value assets.

With access to a wide network of top-rated carriers, you’re guided to the right coverage as your needs evolve. Backed by a dedicated advisor and Client Experience Officer, you can expect clarity, responsiveness, and service you can rely on.

Lumenasa Partners with 200 Top-Tier
Insurance Providers

In a sea of insurance options, Lumenasa has meticulously selected only the finest providers. We are committed to partnering with insurance companies that truly merit your trust and business.

Hear It Directly From Our Clients

Lumenasa Insurance Agency LLC

5.0Out of 5 stars

Overall rating out of 227 Google reviews Verified by https://reviewsembedder.com

Nick Soldo
a week ago

I spent more than an hour and a half on the phone with Logan Pettijohn discussing insurance for my new business. He was incredibly patient and informative throughout the entire process. Whenever he wasn’t absolutely certain about something, he took the time to triple-check—even though he was always correct the first time! I asked a lot of questions and took up quite a bit of his time, but Logan never made me feel rushed. He helped ensure that my business was properly set up and ready to move forward. Thanks to his fast and thorough assistance, I should be fully insured within 24 hours, as long as everything goes as planned. I truly appreciate his help and highly recommend working with him.

Heather York
a month ago

Debbie was amazing to work with! She helped us find both our auto and home insurance, and I was honestly surprised by how much she was able to save us while still making sure we had the coverage our family needed. She was professional, quick to respond, and made the whole process so easy. I really appreciated that she took the time to answer all of our questions and never made us feel rushed. I would definitely recommend Debbie to anyone looking for someone who genuinely cares and wants to help you find the best insurance at a great price. Thank you, Debbie!

Jill A
a month ago

Debbie Lane is great to work with- got us several quotes, made adjustments, very responsive and helpful. Definitely recommend.

jose antonio velez robles
2 months ago

Nicely Good atención

Tom Goodell
2 months ago

All good, have your details ready for discussion, get e mail contact, text and voice set up. All will be helpful in expediting your experience

jane resnik
3 months ago

Very happy with the services received. Chris Parnell was attentive to our needs and very knowledgeable.

Lauren Hoell
3 months ago

I had a great experience and was able to find and get the coverage I have been looking for. Highly recommend!

Jody York
4 months ago

Professional and great customer service.

Jeremy Wakefield
4 months ago

Working with Debbie to obtain an umbrella policy was easy and really fast. She answered all of our questions clearly and made the entire process simple and quick. Thank you, Debbie! We loved working with you.

N. Mark Fields
5 months ago

Debbie was efficient and easy to work with. She made a possibly difficult situation painless. She quickly responded to my inquiry for property insurance. Within a couple of days I could rest assured my property was covered. Thanks Debbie!

Jami Griffin
5 months ago

The entire process was quick, easy and pleasant. Debbie was so nice and informative. Definitely would recommend her as an agent.

Robert Hicks
6 months ago

Overall, an excellent experience, Cody was both experienced and knowledgeable. Not to mention he saved us thousands on our insurance bill.

Thomas Wiley
6 months ago

Excellent service on all aspects of getting a new homeowners policy. Good price too,

Aubrey Gomes
6 months ago

Ali helped me set up my car insurance and she was the best. She made the whole process feel easy

Dhanushvarma R
7 months ago

If you’re looking for the simplest and best way to get insurance, this is definitely the place. Debby is very sweet, professional, and super helpful. She got everything done in minutes and made the process quick and stress-free. Highly recommend her!

Jose Rivera
8 months ago

Quick and easy, thanks so much

Daniel Dominguez
8 months ago

Great customer service

Keith Peters
9 months ago

I started a new business and needed Commercial Insurance. Cody was invaluable, and the process was quick and easy. I highly recommend them.

Lori Riches
9 months ago

Jennifer was very accurate and timely since I needed to get the insurance in order to get my drivers license, she was very on point friendly and would recommend women’s insurance agency to all of my friends and family because of the experience with Jennifer.

Lenny Wechsler
9 months ago

The service was outstanding. It was the best experience I had with dealing with Car insurance. My agent Debbie answered my questions and most of all listened to my needs and she delivered.

William McElroy
9 months ago

Great Service!

Patrick Swann
9 months ago

Excellent customer service. Jennifer was knowledgeable and answered all my questions. Everything was handled quickly and professionally. Very happy with the experience.

Mike Hodge
9 months ago

Nathan did a great job finding the best possible rate for my auto insurance. He was professional and prompt, and made everything easy. A great experience!

Dr. Shakari Hood
10 months ago

I was able to secure insurance coverage with Alberto within 3 hours of our first call. He was nothing short of amazing and understood the immediate need and crunch that our organization was in. I would recommend Lumenasa and eager to watch our relationship grow!

Enriqueta Mondragon
10 months ago

Cody was so great! He was very helpful, friendly and professional. He patiently answered my every worry and concern.

Anthony Garcia
11 months ago

Had a very good experience with Mari ! She was very nice and helpful!

John Falconburg
11 months ago

Excellent customer service. Polite, prompt and knowledgeable. I highly recommend Lumenasa for your insurance needs.

Eric Snyder
11 months ago

Cody is amazing! This was by far the best experience I've ever had when purchasing insurance policies. Thank you!

Donald Earhart
11 months ago

Excellent service. Very friendly and easy to work with. Obtained for me very good Home Owners Insurance.

judy bookout
11 months ago

Debbie is very friendly, courteous, and professional and was a pleasure to work with. She is very knowledgeable about the insurance in the Prescott area and was able to find coverage for my home at a reasonable rate. I highly recommend her to anyone looking for insurance in her area.

Al Moen
11 months ago

Debbie was very personable and professional. She was able to find a company to insure my properties in a short period of time that met all my requirements! Very happy with Debbie Lane as my agent!

Irma Vital
a year ago

Lumenasa and their team were great to work with! Very responsive and worked out a good deal for us!

Rodney Prokop
a year ago

Very helpful and responsive. I highly recommend them.

Naomi Vital
a year ago

Debbie was very helpful and helped us get the best insurance quote overall. Highly recommend!

Angie Baker
a year ago

Debbie was knowledgeable and efficient with helping us find insurance for our residence in the mountains. Highly recommend!

Gabriela Beltran
a year ago

100% recomendado, te ayudan en todo lo que necesitas y fuimos atendidos por Alberto👍

vincente clemente
a year ago

Marielys Was very helpful and very professional on setting up my new Automobile insurance, the process was very easy and user-friendly Thanks agian

Jerry Eastman
a year ago

We were able to get commercial insurance through Lumenasa Insurance. Emyson Edmonds was very helpful and guided us through the right coverages needed for our business. Thank you and we would recommend Lumenasa Insurance to our friends and family.

Jairo
a year ago

Debbie and Cody were very helpful with finding me the best auto insurance policy. I highly recommend Lumenasa. Excellent service!

A2lfo Acosta
a year ago

Excelente lugar y muy bien servicio

Ang
a year ago

Thank you Mariely you was amazing ☺️❤️❤️

PeopleMove Moving
a year ago

Dylan has been incredibly helpful and responsive since I've been in touch with him for our insurance needs. I highly recommend him and his agency!!

Serina altamirano
a year ago

Dylan was friendly and made this process very easy!

Annais Hodges
a year ago

After reaching back out to Lumenasa for a insurance quote I was surprised that Chuck remembered our first conversation from over a year or so. I told him what I needed and after a few days Didi put a package together. Thanks for the patience guys I appreciate it

Candi Aviles
a year ago

Very helpful and very professional.

Wendy Anderson
a year ago

Debbie was fantastic, so helpful!!! We are so happy to be a part of your company & look forward to many years!!! Thank you for all your help & support, I really appreciate your thoughtfulness!!!

Karen Taylor
a year ago

I had the opportunity to recently work with Lumenasa Insurance specifically with James Homer to facilitate group insurance. James was professional and provided timely responses.

K Gary
a year ago

Debbie was totally awesome!!😎 She made getting insurance easy. I just moved to AZ a few weeks ago. All I need to do is get my plate and AZ license!! Debbie was so professional, efficient, but more than that, she cared about me.

Justin Meyer
a year ago

James Honer was great to work with. He helped me with my specific needs in a timely manner.

Annel Villegas
a year ago

Mari was a big help when it came to helping me decide was the best option for me was! Highly recommended:)

Nicole Tan
a year ago

10/10 would recommend, Emyson was such a great help. Quick and efficient when I contacted him last week to help the company I work for because we needed to deliver a certificate of insurance. Thanks for helping us in getting property insurance in 48 hours!

Maria Schandl
a year ago

Alberto has provided exceptional assistance! He made the transition process between insurance providers easy, quick, and seamless.

Angel Cooper
Edited a year ago

Extremely easy and fair prices. Debbie was very helpful.

juanse alvarez
a year ago

James Honer is a true professional when it comes to insurance solutions. From the start, he took the time to understand my specific needs and provided clear, tailored options that fit my situation perfectly. His knowledge and responsiveness made the entire process smooth and stress-free. Whether it’s navigating complex policies or finding the right coverage quickly, James delivers with efficiency and expertise. I highly recommend him to anyone looking for a reliable and trustworthy insurance professional. Thanks, Lumenasa Insurance Agency—you rock!

Tee Smith
a year ago

Debbie Lane took time to shop our policies, educate and guide us to the best possible coverage! She was patient and so kind! Her knowledge is AMAZING! Highly recommend LUMENASA INSURANCE! Incredible staff and they do care!

Alex Hernandez
a year ago

Alberto Valdes is amazing and fantastic to work with. He made the process so fast, easy and clear for my business. He is professional, and provided the correct answers to my questions, understanding my needs at the time. Thanks, Lumenasa Insurance Agency.

mlmsdpb
a year ago

This was my first time dealing with Lumanesa insurance and I couldn't be happier with the result. They spent extra time finding out exactly what I needed for my business. I felt confident moving my insurance needs away from a company that I used for over a dozen years.

sergey Kondrashov
a year ago

Dylan was absolutely fantastic to work with! He made the process of getting insurance for my cryo spa business so seamless and stress-free. He was knowledgeable, professional, and took the time to understand my specific needs, ensuring I had the perfect coverage for my business. His attention to detail and willingness to answer all my questions made me feel confident in my decision. I highly recommend Dylan to anyone looking for reliable and tailored insurance services. Thank you for such a great experience!"

Jamila Gilliam
a year ago

I don’t know where Lumenasa has been over the last few months, but I just discovered them and thank God I found them. I was linked with them through a 3rd party quote finder. I literally worked with Alberto and had a quote for cyber insurance in less than an hour. Called back the next day for commercial auto insurance and spoke with James and had that in no time as well! They are about business. I wish I had known about you all before I got professional liability and general liability. Thank you Lumenasa!!!!

spencer calhoun
a year ago

Jeff Williams and Glorymar made the transition of auto and renters insurance simple.... and Save me over $100 per month!!

Warren Hardy
a year ago

Amazing service! I recently secured both E&O and General Liability insurance and I was really suprised how quickly Emyson turned this around. He literally had my coverage in place within minutes. If you need coverage, this is the place to go. Thanks Emyson!

marc strickland
a year ago

Debbie did a great job promptly finding a commercial truck policy for me in a pinch, at a fair price. Thank you!

India Harville
a year ago

Emyson is the very best! He explained all my options thoroughly, found me a better quote and called me back to ensure I knew I could save some money. He was very patient and gave me time to review my options, but also checked in to make sure I had everything I needed. Very happy with the support I received from Lumenasa and extremely thrilled I got to work with Emyson!

Elijah Tan
a year ago

When I found myself in a tight spot needing professional liability insurance quickly, James Honer came through. James understood the urgency of my situation and acted swiftly. Within a week, he had me set up with the required insurance, meeting my client's deadline. The entire process was smooth and hassle-free, saving me time and stress during a crucial period for my business.

Ally Zacovic
a year ago

Debbie was absolutely amazing! She was so helpful and made this process extremely quick and easy. I was so stressed out when I initially called and she took right over assuring me the she would get me the help I needed and it took all of about 15 minutes. She is a life saver and would recommend her to ANYONE! Thank you Debbie!

Maria Cabrera
a year ago

Alberto was instrumental in getting me a quote very quick. I had emailed and spoken with various other agencies prior to contacting Lumenasa Insurance and no on would reply or call back. Excellent customer service.

Corena Clemente
a year ago

Alberto is the best to work with he is very professional and attentive ! He helped me get a much lower quote for my commercial insurance. Definitely recommend!

Fred Cooper
a year ago

Two thumbs up for James Honer and Deb Lane of the Lumenasa Insurance Agency! Excellent customer service and customer relations from both. Informative, detailed and follow-through on questions and options available were constants as we considered our auto and home insurance choices. And our decision based on their research ends up saving us over $1,000 in yearly premiums for virtually identical coverage from our previous insurance company...we should have done this years ago!

Brenda Estrella Garcia Gomez
a year ago

I’m truly impressed with the service Alberto and his team provided for my insurance needs. From the start, they were professional, attentive, and made the entire process easy to understand. I appreciate their dedication to ensuring I have the right coverage in place, and the support provided through their client portal has been incredibly helpful. I’m grateful for the peace of mind this team has given me. Highly recommend!

Self Service Portal

Embark on a seamless insurance management experience with Lumenasa’s Self-Service Portal. This intuitive platform is your one-stop destination for all your insurance needs. Effortlessly make payments, review the specifics of your coverage, and manage your documents with a few clicks.

By The Numbers

37

Licensed States + DC

200

Trusted Carriers

150

Combined Years of Insurance Experience

2,000

Client’s Served