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Discover The Lumenasa Experience

Personalized protection, built on real relationships
and designed to grow with you.

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A Better Way To Protect What
Matters Most

Insurance should never feel one-size-fits-all—it should reflect your goals, your risks, and what you’re building. Every solution is designed around you, from personal and commercial coverage to life and private client strategies, with a focus on trusted guidance, protection that evolves, and service that shows up when it matters most.

AUTO
HOMEOWNERS
RENTERS
CONDO
UMBRELLA
MOTORCYCLE
MEXICO
RV
VALUABLE ITEMS
WATERCRAFT
TRAVEL
FLOOD
PET
EARTHQUAKE
PERSONAL CYBER

BUSINESS OWNER’S

GENERAL LIABILITY

COMMERCIAL PROPERTY

PROFESSIONAL LIABILITY

WORKERS COMP

COMMERCIAL AUTO

BUSINESS CYBER

EMPLOYEE PRACTICES

DIRECTORS OFFICERS

UMBRELLA & EXCESS

TERM LIFE
WHOLE LIFE
UNIVERSAL LIFE
INDEXED UNIVERSAL LIFE
FINAL EXPENSE
KEY PERSON LIFE
BUY SELL AGREEMENT
INDIVIDUAL & FAMILY
GROUP
SMALL BUSINESS
MEDICARE SUPPLEMENT
MEDICARE ADVANTAGE
PRESCRIPTION DRUG
SHORT-TERM
HIGH-VALUE HOME
LUXURY AUTO
COLLECTIONS & VALUABLES
PERSONAL UMBRELLA
SECONDARY HOMES
DOMESTIC STAFF
YACHT & AVIATION
Tailored Protection. Built on Real Relationships.

Personalized Strategies Backed by Expertise and Access

Insurance should feel intentional—not transactional. Every solution is built around your unique needs, whether you’re protecting your home, growing a business, planning for the future, or managing high-value assets.

With access to a wide network of top-rated carriers, you’re guided to the right coverage as your needs evolve. Backed by a dedicated advisor and Client Experience Officer, you can expect clarity, responsiveness, and service you can rely on.

Lumenasa Partners with 200 Top-Tier
Insurance Providers

In a sea of insurance options, Lumenasa has meticulously selected only the finest providers. We are committed to partnering with insurance companies that truly merit your trust and business.

Hear It Directly From Our Clients

Lumenasa Insurance Agency LLC

5.0Out of 5 stars

Overall rating out of 244 Google reviews Verified by https://reviewsembedder.com

Thad McGrew
5 days ago

Appreciate the service provided and attention to my needs.

Iain Shovelin
a week ago

I cannot thank Tara Howard at Lumenasa enough for her attention to detail and follow-up. Exceptional customer service!

Victoria Jones
a week ago

Tara demonstrated excellent customer service skills and was very courteous. I enjoyed doing business with Tara.

Mollie Smith
a week ago

Debbie was awesome to work with in getting our insurance lower while we were refinancing our home. Excellent service!!!

Noemi Howard
2 weeks ago

Exceptional Service! I had an amazing experience working with Debbie Lane with Lumenasa Insurance. From the start, she was extremely helpful in providing all of my policy options. She took the time to walk me through all the details ensuring I found the exact coverage I needed at great rates, without any pressure. I would highly recommend Debbie to anyone seeking affordable coverage, honest guidance, and dependable service! ⭐️⭐️⭐️⭐️⭐️

Ryan Mulcahy
2 weeks ago

Lumenasa Insurance has been amazing to work with and they have saved my business tremendous about of time and money when it comes to COIs. I highly recommend their services, shout out to Alberto Valdes for helping us with this matter.

DK Nicholson
2 weeks ago

Megan and Kyle were fantastic to work with! They were extremely thorough and took the time to walk me through every detail of my new auto and home policies, including helping me understand and evaluate additional coverage options. By far, they provided the most comprehensive coverage at the most affordable price of anyone I spoke with. What really stood out, though, was the personal attention and genuine effort they put into making sure I had the right coverage for my needs. I can’t say enough about the level of service and personal touch. I’m very excited to start working with them and would absolutely recommend Megan and Kyle to anyone looking for home or auto insurance!

Brady Bullard
4 weeks ago

Awesome experience. I had been dreading the phone call for days!! I called Meghan at 11am and by 130 I had insurance at a great rate! Highly recommend doing business with them!

Lori Graves
4 weeks ago

Well I visited with Zavion McCory Insurance rep. and told him what I had been looking for and was having a hard time finding what I was trying to insure. He never hesitated and only had positive things to respond with and had some options for me. He got back to me the next day with and answer for $1000 less in price than the only other option I could find, for one year of coverage. I am still waiting until next year to move forward on this project. But found someone who could get things done! I am grateful to Zavion for his help on this matter. Many Thanks, LG

Laura Searles
4 weeks ago

I got the pleasure of working with Morton Muthandi and I definitely have to say that there is great customer service as well as attention to detail when it came to my personal wants/needs! Quick and efficient work!! 100% RECOMEND! thank you again for all your help

Holly Weidner
a month ago

Glory is awesome. She is quick to respond to all my questions and is very knowledgable and detailed. I love having her as my contact.

Levi
a month ago

Zavion was great. My experience was straight forward and he got me the quote for the policy that I needed and addressed all of my questions thoroughly. I will be sending other folks his way.

Esther Cooper
a month ago

Logan went above and beyond helping me find commercial auto insurance. I have 2 accidents and 1 cell phone ticket on my record. After explaining to him what had happen he went back to the insurance company and disputed one of the accidents. He was able to save us roughly $5,000 a year. Thank you Logan! I will be passing your information to anyone I know looking for insurance. You are the best!

Joel Russell
a month ago

Working with Megan Hillis was an amazing experience! Once we connected with Megan, she worked diligently to help us secure our auto insurance within a very tight timeframe. Her responsiveness, dedication, and willingness to help made the entire process smooth and stress-free.

Self Service Portal

Embark on a seamless insurance management experience with Lumenasa’s Self-Service Portal. This intuitive platform is your one-stop destination for all your insurance needs. Effortlessly make payments, review the specifics of your coverage, and manage your documents with a few clicks.

By The Numbers

37

Licensed States + DC

200

Trusted Carriers

150

Combined Years of Insurance Experience

2,000

Client’s Served